Fintech Consulting Unlocking Success with Fintech Strategy Acceleration

We make every company a fintech company with a comprehensive product accelerator that drives winning strategies throughout the product lifecycle by fostering innovation, market relevance, and customer satisfaction.

Mobile and desktop interfaces of MojoTech's fintech consulting and development engagements.

Fintech Consulting Services

Strategy & Roadmap

We navigate complex fintech scenarios from market entry and pricing strategies to M&A assessments, aligning your goals with market trends.

Market Research

Through in-depth analysis, we identify market trends and opportunities that guide your business decisions and growth plans.

Financial & Pricing Models

We create a detailed financial strategy to ensure sustainable growth for your business, optimizing resource allocation and investment.

Regulatory Compliance

Via our partnership with FS Vector, we ensure your project stays in legal alignment and meets industry standards across various domains.

Tech Stack Recommendation

Our experts will recommend optimal technology solutions tailored to your project’s unique needs, ensuring efficient and effective implementation.

Rapid Product Prototyping

We build proof of concepts to help validate ideas, ensuring that your product concept is viable and ready for further development.

Scaling & Modernization

We refine legacy products to achieve market fit, swiftly resolving technical issues at the core to facilitate seamless growth for companies needing to scale.

Credit Karma logo.

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Member growth

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MoneyLion logo.

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Active users added since launch

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Blue Cross Blue Shield of Rhode Island logo.

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Increase in individual plan conversions

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Our Fintech Consulting Process

From concept to creation, our meticulous process fuses innovation with cutting-edge technology, resulting in digital masterpieces crafted with precision, fueled by user and market insights, and delivered by a high-performing product management and engineering team that’s truly in sync.

MojoTech's fintech consulting and development process diagram.

Our Fintech Expertise & Experience

MojoTech’s fintech innovation arm boasts extensive experience planning, developing, launching, and supporting financial services products across diverse business verticals.


We develop state-of-the-art payments software for seamless payment processing, robust digital wallets, and BNPL capabilities. Our bespoke solutions simplify payroll, expedite money transfers, and streamline transactions by orchestrating payment infrastructures.

Mortgages & Lending

Our fintech developers deliver cutting-edge solutions for consumer, business, and P2P lending platforms, empowering them with custom software for credit scoring, credit cards, cash advances, debt collection, and trade and supply chain finance.


MojoTech delivers powerful Insurtech solutions tailored for various insurance sectors, including P&C, health, life, MGA, and parametric, with scalable tools for distribution, brokerage, claims management, policy administration, underwriting, and customer engagement.

Taxes & Credits

We create comprehensive personal, SMB, and corporate tax solutions from accounting, invoicing, and credit software to intuitive expense management and bookkeeping tools, ensuring accuracy, transparency, and compliance at every juncture.


Our experts create wealth management platforms that integrate intuitive personal finance management with advanced tools for advisors and investors to administer pensions, savings, and investments through digital-first market and trading infrastructures and robo-advisory tools.


Our proactive approach seamlessly blends compliance and transparency into cutting-edge anti-money laundering, KYC, and fraud management solutions tailored to comply with the standards set by PCI-DSS, PSD2, GDPR, SOX, FINRA, SEC, and HIPAA.


We engineer and design unique customer experiences for financial marketplaces, focusing on maximizing engagement by strategically placing offers and effectively monetizing embedded financial platforms to drive continuous revenue optimization.

Digital Banking

MojoTech enables seamless neo-banking experiences by developing secure and scalable BaaS, digital, and mobile platforms with multi-product open banking APIs for card issuing, deposit accounts, payments, and transfers.

Desktop interfaces of MojoTech's insurtech and wealth management consulting engagements.

Custom Fintech Solutions

We leverage our financial technology expertise to devise a user-centric approach that ensures your product meets market demands and shines in the competitive landscape.

  • Embedded Finance

    We draw on deep experience in healthcare, retail, marketplaces, energy, and utilities to seamlessly integrate financial services and fintech solutions directly into complementary platforms, applications, and processes.

  • Financial Infrastructure

    MojoTech develops cloud-native and API-first financial infrastructure-as-a-service products, creating scalable, secure, and user-centric B2B2X platforms.

  • AI, ML & Financial Data

    Our AI consultants provide expert guidance, from initial curiosity to rapid prototyping and decisive action, enabling financial institutions and fintechs to maximize the transformative capabilities of AI.

Discuss your fintech development needs.

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Our Fintech Partners

We’ve collaborated with fintech giants, empowering us to leverage existing products and services to deliver world-class solutions quickly and efficiently.











Wells Fargo




Featured Fintech Case Studies

Debit card held in hand of mobile banking account owner.


MoneyLion: Mobile Banking Product Development Helps Fintech Suite Scale

Mobile app development and cloud-native architectures create an easy-to-use mobile-first banking experience.

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UI internationalization for Credit Karma’s mobile app interface.


Credit Karma: Expanding the Most Modern Credit Monitoring Service into New Markets

Product engineering, UI/UX internationalization & integrations accelerate Fintech product launch in US, UK & Canada.

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